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Cleavr vs Payhawk AI agents

Quick answer

Cleavr (autonomous AI accounts-receivable collection: multichannel follow-up, reply qualification, disputes and payment reconciliation) (Cleavr (Cleavr SAS)) and Payhawk AI agents (Financial Controller, Procurement, Payments and more) (Payhawk) are both listed in the Business operations category of Agent Index.

They share no framework tags in our dataset.

This is not a ranking.

Field	Cleavr (autonomous AI accounts-receivable collection: multichannel follow-up, reply qualification, disputes and payment reconciliation)	Payhawk AI agents (Financial Controller, Procurement, Payments and more)
Vendor	Cleavr (Cleavr SAS)	Payhawk
HQ	France · Europe	United Kingdom · Europe
Primary category	Business operations	Business operations
Also listed in	Business operations	Business operations, Compliance
Summary	French accounts-receivable platform that connects to a company's ERP or billing tool and runs cash collection itself. It finds the right contacts and follows up from day one after the due date by email, SMS, voice and WhatsApp. It reads and classifies every customer reply (promise to pay, dispute, payment difficulty), pauses or escalates disputes, proposes payment plans and reconciles payments.	Spend-management AI agents that enforce spend policy, collect and match receipts, chase approvals, code transactions for month-end close and handle procurement, travel and payment requests.
Frameworks (vendor-stated)	—	—
Frameworks (vendor-claimed)	—	—
Capabilities / tasks	process automation, workflow automation	process automation, workflow automation, policy management
Pricing (as published)	Not published (vendor states no setup fees and no annual commitment)	Platform plans on payhawk.com (US pricing page): Travel from $299/month, Accounts Payable from $349/month, Cards & Expenses from $449/month; agent inclusion per plan not stated.
Pricing model	quote	published-tiers
Primary source	https://www.cleavr.fr/en	https://payhawk.com/en-us/platform/ai-agents
Last checked	2026-10-20	2026-10-18
Official site	https://www.cleavr.fr/en	https://payhawk.com/en-us/platform/ai-agents

FAQ (from this dataset)

What is the difference between Cleavr and Payhawk AI agents?

Both are listed under Business operations. Shared tasks: process-automation, workflow-automation. Cleavr-only tasks: none. Payhawk AI agents-only tasks: policy-management. Differences are from stored category and task tags, not a ranking.

Which one publishes pricing?

Cleavr (autonomous AI accounts-receivable collection: multichannel follow-up, reply qualification, disputes and payment reconciliation): Not published (vendor states no setup fees and no annual commitment) Payhawk AI agents (Financial Controller, Procurement, Payments and more): Platform plans on payhawk.com (US pricing page): Travel from $299/month, Accounts Payable from $349/month, Cards & Expenses from $449/month; agent inclusion per plan not stated.

Where are Cleavr and Payhawk AI agents headquartered?

Cleavr (autonomous AI accounts-receivable collection: multichannel follow-up, reply qualification, disputes and payment reconciliation) publishes HQ in France. Payhawk AI agents (Financial Controller, Procurement, Payments and more) publishes HQ in United Kingdom.

Side-by-side data is generated from the open dataset. “Vendor-claimed” frameworks are as marketed by each vendor and not verified by Agent Index; framework tags indicate relevance, not certification. Request current quotes from each vendor before buying. This page does not rank or score vendors. Sponsored comparisons, if any, will be labelled.

Also in this use case

Other verified listings that share a task tag or use-case group with Cleavr (autonomous AI accounts-receivable collection: multichannel follow-up, reply qualification, disputes and payment reconciliation) or Payhawk AI agents (Financial Controller, Procurement, Payments and more). Open a pair page or the use-case table — this is not a ranking.

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Use-case comparisons

AP and finance-automation AI agents — 39 listings (Accounts payable, invoice and spend automation in finance back offices)

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